All too often, mortgage servicers fail to apply payments you have made during your bankruptcy case correctly. In some cases, mortgage servicers will return your payments to you or place them in a suspense account and never actually apply them against your loan, causing your loan balance to increase as a result of additional interest charges or fees. These issues may arise after you have successfully completed your bankruptcy case, as your mortgage servicer may start sending you notices once the bankruptcy case has been closed saying that you are behind on payments, owe a different payment than you have been making, or in extreme cases, move to foreclose on your house. When these issues arise, Stubbs & Perdue can assist you in challenging these improper mortgage servicing practices, so that you do not lose the benefits of the fresh start that bankruptcy provides. Because our attorneys are well versed in both the Bankruptcy Code and mortgage servicing litigation, we have the knowledge and experience to help you save your home.
Call Stubbs & Perdue at 1-800-348-9404 or contact us online to schedule your consultation at our New Bern or Raleigh offices.