As a result of the mortgage crisis, most mortgage servicing companies offer loan modifications to borrowers who have fallen behind on their payments. However, the process to apply for and successfully obtain a mortgage modification can often be complex, as mortgage servicers routinely request documents over and over, or deny loan modifications based on inaccurate income. Our attorneys are familiar with the loan modification process and the requirements mortgage servicers must follow while you are negotiating a mortgage modification, and can guide you through the entire process to help you negotiate a payment that is affordable for you.

If you are having difficulties with your mortgage servicer or believe that your loan is being handled incorrectly, call Stubbs & Perdue at 1-800-348-9404 or contact us online to schedule your consultation at our New Bern or Raleigh offices.