Stubbs & Perdue has extensive experience in debt collection litigation, and frequently defends borrowers in court against the unfair, deceptive, and misleading collection actions of banks, mortgage companies, mortgage servicers, collection agencies, credit unions, credit card companies, landlords, insurance companies, and other creditors, in state and federal courts across the State of North Carolina. These matters involve a wide variety of claims, including violations of the Fair Debt Collection Practices Act (“FDCPA”), the North Carolina Unfair and Deceptive Trade Practices Act (“UDTPA”), the North Carolina Debt Collection Act (“NCDCA”), the North Carolina Collection Agency Act (“NCCAA”), the Fair Credit Reporting Act (“FCRA”), the Real Estate Settlement Procedures Act (“RESPA”), the Truth in Lending Act (“TILA”), the Consumer Credit Protection Act (the “CCPA”), and the Telephone Consumer Protection Act (“TCPA”). Stubbs & Perdue has brought legal actions against some of the largest and most sophisticated financial institutions, mortgage servicers, credit unions, collection agencies, and creditors in the United States.
Federal and state law prohibits:
Stubbs & Perdue has reached favorable resolutions of such matters on behalf of a number of its individual clients.
Call Stubbs & Perdue at 1-800-348-9404 or contact us online to schedule your consultation at our New Bern or Raleigh offices.