These days, most home mortgages are bundled and sold to investors, who hire companies, called mortgage servicers, to collect the payments, send out statements, provide information to you about your loan, and handle the mortgage modification process. Because these entities are not the lender that you owe the money to, and simply are paid a fee to monitor your loan, they have little incentive in helping you if you run into trouble making your payments. The mortgage servicing industry has evolved into an industry rife with inaccurate information. In situations where there are errors, our team of attorneys has the knowledge of the federal and state laws that govern mortgage servicing to obtain information about your loan, help you in correcting any errors, and if necessary, bring these claims before the court. We work closely with you to review all documents necessary to make sure your mortgage loan is serviced correctly.
Call Stubbs & Perdue at 1-800-348-9404 or contact us online to schedule your consultation at our New Bern or Raleigh offices.