When you file bankruptcy, all collection efforts by your creditors are supposed to stop. The sad truth is not all creditors follow the rules. Some continue to make phone calls, send letters, or continue with litigation in violation of the automatic stay. Other creditors, particularly collection agencies, do not always play by the rules before you file. Federal and state law contain strict rules meant to protect consumers from harassment, deceptive collection activities, or other abusive practices that are prohibited when bill collectors attempt to collect from you. If your creditors do not follow the rules, we can help with:
Because our law firm is a full service law firm, we combine our litigation experience with our knowledge of the bankruptcy code on your behalf. Contact our experienced bankruptcy attorneys to talk about your litigation needs.
Call Stubbs & Perdue at 1- 800-348-9404 or contact us online to schedule your bankruptcy consultation at our New Bern or Raleigh offices.