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Debt Settlement

New Bern and Raleigh, North Carolina, Debt Settlement Attorneys

Making Clients Our Number One Priority for More than Three Decades

Since 1971, we have represented clients with complex financial concerns. Over the years, our approach has remained the same - we consistently make our clients a number one priority.

At the law firm of Stubbs & Perdue, P.A., our client-centered focus starts the day we meet clients. Our attorneys understand that financial burdens are magnified when answers are unknown. We are dedicated to clearly explaining debt settlement in an effort to make bankruptcy proceedings as seamless as possible.

Contact us to schedule an initial consultation with of our experienced lawyers. We offer consultations at either our New Bern or Raleigh law offices.

Initial Consultation Checklist

Debt settlement can be an overwhelming process, but we are dedicated to thoroughly explaining the deadlines and parameters necessary to file bankruptcy. Our detailed approach starts at the very beginning of the legal process during an initial consultation, which should include anyone responsible for the financial upkeep of the business. Together, we will discuss all of your company's expenses, such as:

  • Personal property - We will evaluate how much property your business owns including, real estate, stocks, savings and checking accounts, as well as any equipment or machinery.
  • Debts - We will carefully review your company's mortgage, credit card debts and loans.
  • Unexpired leases and contracts - We will analyze any of your company's contracts for real estate, personal, or business purposes.

This detailed approach helps us provide you with the best legal representation possible to effectively settle your debts.

Items You Need When Considering Debt Settlement

If you are considering debt settlement through Chapter 11 or 12 bankruptcy, you will need to review several documents. We are available to make the debt settlement process as efficient as possibly by clearly analyzing the following documents from the past three years:

  • Tax returns
  • Year-end financial returns
  • Pre-petitioned book and financial records
  • Proof of insurance
  • 30-day projection of your income and expenses

Contact Us

If you have any questions about credit collections or any other important details, do not hesitate to contact us.

Our bankruptcy attorneys offer flexible appointments. Call our office at (800) 348-9404 to schedule a consultation.